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	<title>Comments on: Mint.com vs. Mvelopes.com: which should I use?</title>
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	<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/</link>
	<description>A web entrepreneur creating value through social media</description>
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		<title>By: Lee</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-6113</link>
		<dc:creator>Lee</dc:creator>
		<pubDate>Fri, 23 Oct 2009 10:44:38 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-6113</guid>
		<description>Mint is definitely the best, but i was also trying - perfios.com (http://www.perfios.com) check it out - Perfios is for anyone who wishes to solve the problem of managing wealth distributed among various asset classes and among various institutions. If you have bank accounts, credit cards, Mutual Funds, Equity etc with multiple institutions, how often have you felt that - ‘what if all of this could be accessed at one place?’ Perfios addresses exactly this aspect (and more!) and provides access across asset classes on one platform.</description>
		<content:encoded><![CDATA[<p>Mint is definitely the best, but i was also trying &#8211; perfios.com (<a href="http://www.perfios.com" rel="nofollow">http://www.perfios.com</a>) check it out &#8211; Perfios is for anyone who wishes to solve the problem of managing wealth distributed among various asset classes and among various institutions. If you have bank accounts, credit cards, Mutual Funds, Equity etc with multiple institutions, how often have you felt that &#8211; ‘what if all of this could be accessed at one place?’ Perfios addresses exactly this aspect (and more!) and provides access across asset classes on one platform.</p>
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		<title>By: Mike</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-3540</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Tue, 16 Jun 2009 12:40:18 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-3540</guid>
		<description>Luke,


You should sell NeoBudget to Mint.com!  It would be the perfect marriage of two great products.  In the meantime, neo-budget is a great program - but if Mint.com were to incorporate all the main features of neobudget with the ease of Mint&#039;s interface, and the ability to manually enter (and then reconcile transactions) - it&#039;d be game over.

Until that happens I highly recommend NeoBudget.  It&#039;s cheap, fast, and effective.</description>
		<content:encoded><![CDATA[<p>Luke,</p>
<p>You should sell NeoBudget to Mint.com!  It would be the perfect marriage of two great products.  In the meantime, neo-budget is a great program &#8211; but if Mint.com were to incorporate all the main features of neobudget with the ease of Mint&#8217;s interface, and the ability to manually enter (and then reconcile transactions) &#8211; it&#8217;d be game over.</p>
<p>Until that happens I highly recommend NeoBudget.  It&#8217;s cheap, fast, and effective.</p>
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		<title>By: KD</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-795</link>
		<dc:creator>KD</dc:creator>
		<pubDate>Wed, 21 Jan 2009 06:44:31 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-795</guid>
		<description>Nice post...
but I am more adicted to manageME as with the help of this web application I can track my expenses anywhere,anytime.
I have bookmarked its upcoming enhanced version www.manageme7.com/</description>
		<content:encoded><![CDATA[<p>Nice post&#8230;<br />
but I am more adicted to manageME as with the help of this web application I can track my expenses anywhere,anytime.<br />
I have bookmarked its upcoming enhanced version <a href="http://www.manageme7.com/" rel="nofollow">http://www.manageme7.com/</a></p>
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		<title>By: Luke</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-792</link>
		<dc:creator>Luke</dc:creator>
		<pubDate>Mon, 19 Jan 2009 00:06:19 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-792</guid>
		<description>Hi Ryan,

I&#039;m the guy who created NeoBudget (that Brett suggested you try).  I created it as an alternative to Mvelopes, because in my opinion it&#039;s way too expensive.  NeoBudget is just $2.50/month.  Check it out for a free 7-day trial: http://www.neobudget.com

Luke</description>
		<content:encoded><![CDATA[<p>Hi Ryan,</p>
<p>I&#8217;m the guy who created NeoBudget (that Brett suggested you try).  I created it as an alternative to Mvelopes, because in my opinion it&#8217;s way too expensive.  NeoBudget is just $2.50/month.  Check it out for a free 7-day trial: <a href="http://www.neobudget.com" rel="nofollow">http://www.neobudget.com</a></p>
<p>Luke</p>
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		<title>By: Brett</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-785</link>
		<dc:creator>Brett</dc:creator>
		<pubDate>Fri, 16 Jan 2009 22:22:38 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-785</guid>
		<description>Ryan, 

have you tried NeoBudget?  i just stumbled across it today and don&#039;t know if i want to try it or not...

www.neobudget.com

thanks</description>
		<content:encoded><![CDATA[<p>Ryan, </p>
<p>have you tried NeoBudget?  i just stumbled across it today and don&#8217;t know if i want to try it or not&#8230;</p>
<p><a href="http://www.neobudget.com" rel="nofollow">http://www.neobudget.com</a></p>
<p>thanks</p>
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		<title>By: Amanda</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-782</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Thu, 15 Jan 2009 22:19:43 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-782</guid>
		<description>I have been using mvelopes for a year and a half and am a HUGE fan. I do agree that their software needs some improvement but the overall concept is perfect--planning where your money is going before you spend it and being able to track exactly how much is left. That way you know if you can truly afford to make a purchase from that category. When you are spending without knowing your exact status against your budget you can only see where you succeeded and failed after it is already done instead of being able to make smart choices beforehand. I would recommend it to anyone!!</description>
		<content:encoded><![CDATA[<p>I have been using mvelopes for a year and a half and am a HUGE fan. I do agree that their software needs some improvement but the overall concept is perfect&#8211;planning where your money is going before you spend it and being able to track exactly how much is left. That way you know if you can truly afford to make a purchase from that category. When you are spending without knowing your exact status against your budget you can only see where you succeeded and failed after it is already done instead of being able to make smart choices beforehand. I would recommend it to anyone!!</p>
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		<title>By: Matt</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-594</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Mon, 17 Nov 2008 21:22:14 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-594</guid>
		<description>mvelopes is such a huge steaming pile of crap. I used it for about 3 months and finally gave up. After several chat sessions with their online help and untold hours of managing my account I finally gave up. 

- Keep in mind that I am a business owner and have been for the last 5 years. My business did 1/2 a million in sales every year and I did all of the accounting. So I am not a dunce when it comes to accounting. 

Their interface is junk and it does not take into account how people actually work. Their importer regularly misses transactions from credit cards and banks and the only way to add them will require a session with tech support every time because it is so confusing and counterintuitive. It routinely took me 6+ hours to reconcile my account at the end of the month! I did not spend that much time reconciling accounts and sending out payroll at my business and we did thousands of transactions per month!!!

For software that purports to save you money they do not take into account the endless hours you will pour into making their software provide basic functionality. 

You are much better off saving your money and spending cash.</description>
		<content:encoded><![CDATA[<p>mvelopes is such a huge steaming pile of crap. I used it for about 3 months and finally gave up. After several chat sessions with their online help and untold hours of managing my account I finally gave up. </p>
<p>- Keep in mind that I am a business owner and have been for the last 5 years. My business did 1/2 a million in sales every year and I did all of the accounting. So I am not a dunce when it comes to accounting. </p>
<p>Their interface is junk and it does not take into account how people actually work. Their importer regularly misses transactions from credit cards and banks and the only way to add them will require a session with tech support every time because it is so confusing and counterintuitive. It routinely took me 6+ hours to reconcile my account at the end of the month! I did not spend that much time reconciling accounts and sending out payroll at my business and we did thousands of transactions per month!!!</p>
<p>For software that purports to save you money they do not take into account the endless hours you will pour into making their software provide basic functionality. </p>
<p>You are much better off saving your money and spending cash.</p>
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		<title>By: JonKepler.com - Blog</title>
		<link>http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/comment-page-1/#comment-337</link>
		<dc:creator>JonKepler.com - Blog</dc:creator>
		<pubDate>Sun, 21 Sep 2008 00:53:24 +0000</pubDate>
		<guid isPermaLink="false">http://ryanwaggoner.com/2008/09/mintcom-vs-mvelopescom-which-should-i-use/#comment-337</guid>
		<description>&lt;strong&gt;Weekend Edition VII: Links of the Week...&lt;/strong&gt;

Here are a few interesting articles and videos that I&#039;ve collected over the past week....</description>
		<content:encoded><![CDATA[<p><strong>Weekend Edition VII: Links of the Week&#8230;</strong></p>
<p>Here are a few interesting articles and videos that I&#8217;ve collected over the past week&#8230;.</p>
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